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America is hurtling toward a gray trap


It's little surprise that America is rapidly getting older — but now that we're at the brink of that demographic shift's major consequences, we're still completely unprepared.


Why it matters:

It's not just that seniors are an increasing share of the population, which is a huge challenge in itself. The seniors of the future may also require care for longer, and aging inequalities are becoming more stark.


The big picture:

Americans 65 and older will make up more than 20% of the population by 2030, according to Census Bureau projections, up from 17% in 2022. By 2050, they're projected to make up 23%.

  • One of the most obvious impacts of the aging population is on the federal budget, as spending on health programs — namely Medicare — is expected to swell.

  • But the change will be felt economy-wide: A smaller share of the population will be working age and, without drastic course correction, more may drop out of the labor force for caregiving responsibilities.

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